Year: 2025
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Bridge Financing in Canada: How to Cross the Gap Stress-Free
Buying a new home before selling your current one can feel like a tightrope walk: you’re juggling showings, negotiations, and closing dates—often with your life savings hanging in the balance. Enter bridge financing: a short-term, solution-oriented mortgage (or “bridge loan”) that helps you safely cross from your old home to your new one. Below, we’ll…
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Why Mortgage Rates are Like Canadian Weather—Always Changing, Always Surprising
Ever look at mortgage news lately and feel like you’re trying to predict Canadian weather? One minute it’s sunny skies (rates dropping!), and the next, there’s a financial thunderstorm rolling in (rates rising!). If recent headlines have left you scratching your head, you’re not alone. Let’s clear up the confusion and explain why mortgage rates…
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The End of Quantitative Tightening and What That Means for You as a Borrower
Government of Canada Bonds They say life isn’t fair, but it’s still fairer than death. (Cheery thought, right?) When you or I need to borrow money, we have to apply for a loan, and our approval depends on our ability to repay—not just our desire for the money. But when the Government of Canada needs…
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Interest Rates Are Changing. Let’s Get Ahead of It Together
Interest rates are constantly evolving, and those changes can have a significant impact on your mortgage. Whether you’re a current homeowner or exploring your options as a buyer, understanding what drives these changes—and how they affect fixed and variable rates—can help you make smarter financial decisions. Fixed vs. Variable Rates: What Drives Them? One of…